Money doesn’t play favourites, how can it? It has no intention or ambition. It doesn’t choose who it hangs out with based on their creed or character. Money shows up where value is created.

Don’t get value confused with “good’ value; money has no judgement, it will turn up for the pimp as quickly as it will turn up for the pope.

Is money turning up for you? And if it is—is it hanging around, or does it disappear, vanishing almost as soon as it arrives?

The answer will have a lot to do with your money beliefs, the programming you were given long before you learnt how important the folding stuff would be in your life. To understand this, you need to get your head around what your wealth mindset is: do you have an abundance mindset or do you come from a place of scarcity?

Abundance-believing people know deep down that there is enough for everyone. That when we pool our resources, we grow the pie: more progress, more security and more peace. That the bucket is not just half full, it is everlasting and limitless.

If you were given the beautiful gift of abundance thinking, you would know that sharing your knowledge, propelling someone else forward, will not diminish your experience or potential. At the heart of abundance are collaboration, recognition and reciprocity.

Unfortunately, many suck on the tit of scarcity in a capitalist world hell-bent on teaching us there is not enough; that the only way to be happy is to get the biggest portion on top of a pile of discarded bodies, our world plundered.

Scarcity is the belief that to win, someone else must lose. That there’s not enough to go around: the pie is shrinking, change is bad and resources are limited. Scarcity thinking encourages hoarding, it is critical and manipulates to create wealth for a few.

If you are not sure what operating system hums under the decisions you make. Note your first response to these questions:

Do you give to get?

Do you complain a lot, and feel like the world is unfair?

Do you hang in victim town?

How do you feel about yourself when you don’t win?

And do you secretly wish those you envy would fail?

You’ll know where you sit by the feelings you have when you read these questions.

If you were brought up with ideas like, “look after the pennies…….”, “money doesn’t grow on trees”. Or sayings like, “there is only room for one at the top”, “not everyone can win”, then these tendrils will thread themselves through your wealth consciousness and make it hard for you to build wealth collaboratively, hold on to it, multiply it—and, most importantly, share and enjoy it.

There is no judgement here; it’s just super powerful to look inside and start to create some awareness around an internal code that may be steering you wrong when you are working so hard to get it right.

If you come from a place of scarcity, you’ll probably have a feeling of powerlessness around money—one of fear or injustice. You might think wealthy people are not to be trusted, or the accumulation of wealth is distasteful; this will mess with your head, you’ll secretly resent those with it, or feel like a victim if you don’t have it—these feelings weighing like a sea anchor, stripping joy out of success, or sabotaging your efforts to get ahead.

Money gives us freedom, power and often loads of joy. Money allows us to do more; it gives us the opportunity to contribute in a significant way and that can feel pretty awesome. Once we get our money head sorted, creating more wealth for most of us, is a simple choice. I’m not saying it’s necessarily simple to do, just that it’s a choice.

I’m not a financial advisor, nor am I that super smart with money. I have had times in my life when I have had absolutely none, and I also know what it is like to create a large income.

I wanted to write this blog because money is such an emotionally charged subject. Many people want a lot of money but are not prepared to do what is needed to create it: up skill, work more hours, make sacrifices, give up TV time, etc. Once we know how much we want, we then get to decide what we are prepared to do to get it; some people will sell drugs or commit a crime, for most of us this isn’t an option.

Whatever we chose, once we approach the accumulation of wealth as a choice, we become powerful. We can choose to spend less, to work more, to upskill, change the crowd we hang out with, move location, or we can choose to do none of these things. If it’s the latter, we then need to accept what we have and find peace with it.

There are a few things I now know to be universals truths on this subject. I had to learn these, not just in theory—the words can read beautifully on paper—but, in practice. Once I started living by these principles my world got bigger, richer and became a more bounteous place to dwell.

Win/Lose may grow your pile of stuff, but it will leave you feeling disconnected and hollow inside. Discovering how to create an abundant life and bring people with you, gives another whole level of joy to your success.

If we believe there is not enough—there will never be enough, even if there is plenty all around you, you will not be able to see it, nor access it.

Money does not play favourites. There are trillions and trillions of dollars flying around this planet, landing in the hands and bank accounts of humans everywhere. What we need to do is choose how much of it we want and what we are prepared to do to get it.

The more I give from a place of open-heartedness, expecting nothing in return, the happier I am. There is an extraordinary unseen force that kicks in when we give, a ripple effect of goodwill the touches others and bounces back in ways we cannot see.

If we feel victimised by money we will always be on the back foot, chasing it—feeling powerless to accumulate it. Seeing money as something separate from ourselves, something outside us that we have no control over feels overwhelming. Money is the physical manifestation of value. Money goes where value is created—and value is totally dependent on the knowledge, skills and assets we have to trade.

Your assets may be a law degree, great empathy, a hot body or the ability to create beautiful art—it doesn’t matter, if you can create value for someone, you can create wealth.

If what I am writing is pissing you off, that’s good—take note, reactivity is a great flag for work to be done.

I know absolutely, the distribution of wealth totally sucks and is not fair in any way. I know circumstances out of our control, as we gasp our first breath, drop us on the starting line—some in a Cadillac, others with barely a mat to lie upon. The disparity is so vast it brings most of us to our knees when we actually have to face it in the flesh.

Life is what it is—and where you are is where you are. My shoulders drop as these words come out of my mouth, what I would give to go back and retrieve the years I spent off-my-face, biliousness my constant companion—shooting smack, chasing love and connections that were not real.

I can’t, it’s gone—what we have is now. What you have is now, no amount of wishing or moaning or justifying will change what has been and what is.

Whether we apply this theory to our health, our wealth, our relationships or time.

If we step forward each day from a place of personal responsibility, with generosity and gratitude in our heart; with the ability to forgive and a love for ourselves that says, I AM ENOUGH. Armed with this knowledge and these values, we will find our tribe, the abundance we need—and love.